best personal loans to help spruce up the house in october

Despite steadily rising inflation, Australians continue to assert their purchasing power by taking advantage of low-interest personal loans to furnish their homes and pursue their hobbies and interests.

To meet these spending demands, the latest lending indicators from the Australian Bureau of Statistics (ABS) revealed that fixed-term loans for the purchase of household and personal goods increased by 23.8% month on month. to the other, from $112.8 million in July to $139.6 million. in August.

Summer is just around the corner, laying the groundwork for a whole host of backyard or balcony barbecues with friends and family, gardening chores, house parties, and a whole host of hobbies.

You might want to replace some tired or outdated furniture around the house, upgrade the tools and equipment in your garage or storage area, buy a new outdoor grill or smoker, or install a new air conditioner to keep the family cool. cooler when temperatures start to drop. ascend.

Looking to add waxed concrete or a carport? A personal loan can help finance these projects.

When renovating your home or shopping for household items, many small purchases can quickly add up. A modest budget can explode into unaffordable territory if you’re not careful. Discovering inventive ways to save costs is crucial given that the cost of materials is higher due to supply chain delays.

The Australian government’s plan to cut carbon emissions by 43% by 2030 is set to disrupt a range of businesses and industries across the country. A new star rating system will likely affect the future value of your home.

When renovating, be aware of your home’s heating and cooling equipment, hot water systems, lighting, pool and spa pumps, and on-site renewable energy systems (eg. . g. solar panels). All of these household goods influence your emission output.

If you’re looking for a personal loan with repayments that fit your budget, RateCity’s Personal Loan Calculator can provide an estimate to help you find the one that’s right for you.

RateCity has ranked the highest rated personal loans in our personal loan rankings using our comprehensive and revolutionary Real Time Ratings™ system. This system gives loan products a score out of five, based on cost and flexibility. But unlike other rating systems that rank their products once or twice a year, our Real Time Ratings™ system ranks products live as you use the site, helping you narrow down your shortlist of products. personal loan options.

(Rankings correct at time of publication. Please note that lenders may swap places on the list as interest rates and fees change and RateCity’s tracker reflects these movements.)

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